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Investment Discounts On-Line Limited
3 Mason Court
Gillan Way
Penrith 40 Business Park
Penrith
Cumbria
CA11 9GR

theidol.com is a trading style of Investment Discounts On-Line Ltd

1. The Financial Services Authority (FSA)

The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.

2. Whose products do we offer?


  We offer products from a range of insurers.
  We only offer products from a limited number of insurers.
  We only offer products from a single insurer.

3. Which service will we provide you with?

  
We will advise and make a recommendation for you after we have assessed your needs.
  You will not receive advice or a recommendation from us for travel insurance products. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

4. What will you have to pay us for our services?

  
A fee.
  No fee for arranging non investment insurance contracts.
You will receive a quotation which will tell you about any other fees relating to any particular insurance policy.

5. Who regulates us?

Investment Discounts On-Line Ltd, 3 Mason Court, Gillan Way, Penrith 40 Business Park, Penrith, Cumbria, CA11 9GR is authorised and regulated by the Financial Services Authority. Our FSA Register number is 197451.

Our permitted business is arranging non investment insurance contracts.

You can check this on the FSA's Register by visiting the FSA's website http://www.fsa.gov.uk/Pages/register/index.shtml or by contacting the FSA on 0845 606 1234.

6. Loans and Ownership

Legal & General owns 49% of our share capital.

7. What to do if you have a complaint

If you wish to register a complaint, please contact us:

...in writing :
Write to Investment Discounts On-Line Ltd, 3 Mason Court, Gillan Way, Penrith 40 Business Park, Penrith, Cumbria, CA11 9GR.

...by phone : 0844 980 8601

...by email : customerservices@theidol.com

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

8. Are we covered by the Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Insurance advising and arranging is covered for 90% of the claim, without an upper limit.

Further information about compensation scheme arrangements is available from the FSCS.


Travel Insurance

Travel Insurance

More and more of us are travelling abroad every year for pleasure or for business; as a result travel insurance is becoming very important. This is not something you should neglect as you never know what can happen when you are away from home; it is always better to be prepared for any eventuality. Many travel agents and holiday companies these days will actually want to ensure that you have travel insurance in place before they will book your holiday.

Holiday Insurance

When it comes to holiday insurance we can offer quotes for single-trip, multi-trip, annual travel, back packers, business travel, extended stay and so much more. Insurers also have special travel insurance packages for those travelling with their family.

You can also get cover for various sporting activities, although there are some limitations, please always check the cover available in the policy summary. If you are interested in cover for Scheduled Airline Failure then you will be able to see straight away which insurers provide this type of cover by looking at the comparison table.

There are a number of reasons why it is very important to have travel insurance in place before you head off. Having this cover will ensure that you are not at a loss if your luggage goes missing, if your flight is cancelled through no fault of your own, if any of your personal belongings are stolen, if you have to cut your holiday short, or if you have an accident and need medical attention. Not having travel insurance could mean you end up in financial trouble especially if the unthinkable happens and you are hospitalised while abroad. Another reason to have travel insurance is to cover you in the event that your airline goes bust which, as we have seen, is a common problem in today's economic climate.

There are many types of travel insurance available to cater for the many kinds of trips that we tend to take. You can choose from travel insurance policies that cover things like multi trips, single trips, business travel, personal travel, family travel, annual travel, winter sports, skiing trips or senior citizen travel insurance. When you request an online quotation you will see a number of quotes from the leading travel insurance companies and you will be happy to know that most of these quotes will be very competitive. You can compare the various quotes on price, benefits, cover limits and policy excesses. If you want to get a quote to compare these policy features then start comparing now.

Travel Insurance Compare

If you want to start comparing quotes from a number of top travel insurers in the UK then start using our quotation system right away. You will be able to compare things such as prices, policy wording and limits of cover.

You will probably find that you can make savings on high street prices by using our travel insurance providers. You will be offered very competitive prices that will ensure that you are getting the most value for your money. Another benefit of using our travel insurers is that most of them provide twenty-four hour assistance and special claims services.

This website has been created by theidol.com in order to provide customers with a quick and easy way to get a range of comprehensive travel insurance products. These products include family travel, personal travel, ski and winter sports travel, business travel, senior citizens travel and annual travel insurance. If you want a quote then you can simply fill in your details and you can start comparing in seconds.

Find out more Travel Insurance information from Association of British Insurers Website

Take advantage of our service and Compare Travel Insurance